Finance

Debt-to-Income Ratio

Monthly debt as a percent of income.

Formula

Formula
DTI = debtincome · 100

Variables

SymbolDefinitionType & rangeUnitsRole
debt monthly debt payments computed result result
income gross monthly income computed result result

Try it yourself

Interactive calculator
Result

Worked examples

Example 1
Givenmonthly debt = 1500, monthly income = 5000
Result30
Example 2
Givenmonthly debt = 800, monthly income = 4000
Result20